Offerings

Private financing offerings

Example offerings for illustration. Access to real offerings requires KYC verification and opening an investor account.

Fictional offerings for demonstration purposes only
Short-term debt
KPI hybrid
Equity via SPV

Ateliers Montrose SAS

Lyon (FR) · Mechanical engineering

Short-term debt 12 months

Company

Form / Country: SAS (FR) — SIREN 812 345 678 — RCS Lyon

Headquarters: 21 rue des Frères Lumière, 69008 Lyon

Activity: specialized machinery / industrial subcontracting

Contact: Paul Durand (CEO) — ateliers-montrose.fr

Summary

  • Need: working capital spike + purchase of used CNC machine (€120k)
  • Amount: target €400k (min €150k / max €600k) — EUR
  • Flow: monthly interest; principal at maturity (12 months)
  • Collateral: equipment pledge + 5% reserve + collection agent
  • Private secondary: authorized from D+60 (accrued interest included)
  • Window: Feb 3–17, 2026 (closing Feb 20, 2026)

Key metrics (recent fiscal years)

Metric20232024
Revenue4,2 M€5,1 M€
Growth+11 %+21 %
EBITDA / margin560 k€ (13,3 %)740 k€ (14,5 %)
ND/EBITDA1,07×0,74×

Essential terms

Rate: 7.9%/year (fixed, actuarial)

Interest: paid monthly (20th)

Principal: bullet at M+12 (prepayment possible, 1% break)

Covenants: ND/EBITDA ≤ 1.75× ; DSCR ≥ 1.25× ; monthly reporting

Selection

Featured offerings

Equity

Maison Rive

Bordeaux · Retail

Need: open 10 new stores

Amount: €3–5M

Company shares

Quarterly reporting

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Debt 6 months

AgroNova Export

Nantes · Agro-food

Need: export advances on signed orders

Amount: €250–900k

Export receivables assigned

Ticket €5k

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Hybrid 9–12 months

VELIA

Lille · E-commerce

Need: inventory and seasonal marketing

Amount: €150–300k

Return: 9.5%/year + conditional step-up

Ticket €2k

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Equity

MediSurg

Strasbourg · Healthcare

Need: medical device market entry

Amount: €2.5–4.0M

Growth round

Quarterly tracking

View offering
Debt 9 months

Batisim Pro

Toulouse · Construction

Need: public project advances

Amount: €200–500k

Return: 7.2%/year

Ticket €5k

View offering

CloudLedger SAS

Paris (FR) · SaaS B2B

KPI hybrid 18 months

Company

Form / Country: SAS (FR) — SIREN 901 234 567 — RCS Paris

Headquarters: 12 rue du Faubourg Saint-Denis, 75010 Paris

Activity: multi-entity accounting consolidation platform (SaaS B2B)

Contact: Amel B. (CEO) — cloudledger.io

Summary

  • Need: accelerate mid-market sales + customer support
  • Amount: €300–800k — tickets €10–150k
  • Flow: base 6.5%/year; step-up +150 bps if ARR < €2.4M at M+12
  • Conversion: conditional if ARR < €2.0M at M+18
  • Private secondary: yes from D+90
  • Window: Mar 10–28, 2026 (closing Mar 31, 2026)

Financials & SaaS KPIs

Current ARR

2,1 M€

ARR Growth

+58 %

NRR (12m)

116 %

Gross margin

81 %

Essential terms (KPI hybrid)

Base: 6.5%/year (quarterly coupons)

Step-up: +150 bps if ARR < €2.4M at M+12

Conditional conversion: if ARR < €2.0M at M+18 → partial equity conversion via SPV

Lock-up: 90 days; thereafter private resale possible

Reporting covenants: monthly (ARR, NRR, churn, GM%, cash runway)

Maison Rive Retail SAS

Bordeaux (FR) · Retail chains

Equity via SPV

Company

Form / Country: SAS (FR) — SIREN 789 654 321 — RCS Bordeaux

Headquarters: 5 cours de Verdun, 33000 Bordeaux

Activity: home & lifestyle retail chain (multiple locations)

Contact: Clara R. (CEO) — maison-rive.fr

Summary

  • Need: open 10 stores and strengthen e-commerce
  • Amount: €3–5M — tickets €50–500k
  • Valuation: pre-money €12M; standard information rights
  • Governance: simple pack, quarterly reporting
  • Private secondary: possible; 12-month lock-up
  • Window: Apr 1–30, 2026 (closing May 10, 2026)

Key metrics (recent fiscal years)

Metric20232024
Revenue16,0 M€18,4 M€
Growth+9 %+15 %
EBITDA / margin1,6 M€ (10,0 %)2,1 M€ (11,4 %)
LFL (same-store)+4,1 %+6,2 %

Essential terms (equity via SPV)

Valuation: pre-money €12M; €3–5M raise (share premium)

Vehicle: SPV pooling investors; simplified pact

Rights: quarterly information, soft anti-dilution, standard tag-along

Liquidity: bilateral private secondary authorized after 12 months

Access

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